| Always “bank” on wearing a hard hat | Oh, the Industry | Pop culture |
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What is: ACH, savings, overdraft protection, bill pay, credit card, BLOC, debit card
Name two products the industry needs
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What is cyclical - very driven by the market
Is this industry cyclical or counter cyclical?
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What is Area Manager and Edward Quinio
What does the abbreviation “AM” stand for and who holds this title?
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What is a government job (require to bid)
What type of job will require a contractor to be bonded?
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What is power providers (oil, gas, electric), manufacturing, and commercial
Name 1 of 3 major categories that they service
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What is all bankers
Who can be an SBS?
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What is equipment or draw line
Name a type of capital/credit need a contractor may have
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What is the economy, reliance on client credit, variable material costs, reliability of subcontractors, and pricing (competition)
Name one industry risk
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What is Midwest - IN/KY/WV
What Division and Market is Lexington apart of?
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What is the Contractor Opportunity Memo
When submitting a credit ask, what is ONE document that is 100% specific to this industry in order to do the loan?
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What is winning a bid, accurate cost estimation (pricing), efficient project manager, and cost of materials
Name one of the profit drivers
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When is 1799
What year was Chase founded?
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What is a grade of 6, all business assets (ABA) and no monitoring
When dealing with working Capital lines less than 100M, where do they need to be graded, what collateral is, used and is there monitoring?
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What is cash shortfalls due to delays of a project
What is the #1 challenge contractors so have when it comes to working capital?
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Who is the myth, the man, the legend, Edward
Who in this room was running a meeting when their phone went off to the hit popular song, “Milkshake”, by Kelis?
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