Systematically generated to reflect a completed refinance, this special comment code is removed or replaced on Paid In Full loans.

Which department at CMS does Joshua speak negatively of most frequently?

"Not Mine" may be the FCRA relevant information used for this Dispute Code that is Cruella Deville's favorite number.

Which Credit Bureau does Joshua slander most often?

e-Oscar shares its name with Oscar the Grouch, but what does e-Oscar's acronym stand for?

This compliance condition code is used to reflect an account that is confirmed as not being fraud, but the borrower disagrees

True or Equifalse? When reporting an active Chapter 07 Bankruptcy, a current balance will be reported.

"Inaccurate Information" may be the FCRA relevant information associated with this dispute that requires verification of all information.

Formerly known as CBCInnovis, this is the new name for Innovis' consumer and lender facing brand.

Individuals and organizations that process responses to ACDVs or publish AUDs are referred to by e-Oscar with this title.

When reporting a final status, this special comment code that reflects a partial or modified payment agreement is ineligible for reporting.

A reaffirmation agreement must be signed by at least two parties before being filed with the court. Who are those two parties?

"I was just added to this mortgage" could be said about this type of borrower with an ECOA Code of "5"

The guidelines for how credit reporting information is displayed on a trade line are determined by the CDIA. What does that organization's acronym stand for?

Consumer rights law for data protection was set in stone by the FCRA in 1970, in 2003 an amendment was passed to the FCRA called FACTA. What did FACTA allow consumers to do for the first time by government direction?

Found on loans that are Paid In Full using claims funds, this special comment code reflects payments or payoffs that are paid through insurance.

When discharged through a Chapter 11 Bankruptcy, this CII will be transmitted to the Credit Bureaus.

"This property is owned by my ex, I filed a ___ to have my name taken off"

The Retail Credit Company is the oldest CRA in the US, and it still exists today. Which of the 4 major bureaus was the first CRA and formerly known as RCC?

When changes are made to an account through an AUD, a borrower's credit score will likely be impacted. The most commonly used scoring method in the US is the FICO score. What does FICO stand for?

Exclusively found on trade lines closed for a full assumption, this special comment code is only one letter.

Similar to Chapter 13 Bankruptcy, this bankruptcy chapter can only be filed by farmers, homesteads, and fishermen.

"I'm taking this all the way to the top!" is what borrowers say when they escalate accounts to Advocacy. Which department does Advocacy report to?

There are two major Credit Bureaus that operate in all North American countries (Canada, The United States, and Mexico), which two are they?

e-Oscar is overseen by the LLC, OLDE. What does OLDE's acronym stand for?