Also known as a carrier, this is a company or organization that makes and sells insurance

These exist to provide education, support, networking and lobbying for insurance companies and producers

This type of company is owned by policyholders who are sometimes referred to as members.

This is an insurance company that assumes all or a portion of a risk for another insurance company

These people gather and interpret statistical information used to set rates

Also known as a producer, this is a licensed person who represents an insurance company when selling insurance

Insurance is regulated primarily at this level

This type of company is owned by stockholders or shareholders

Drivers and homeowners who have been rejected by the primary market must purchase their insurance here

These people are responsible for the selection of risks and the rating that determines an actual policy premium

This is a company or business who recruits and supports agents and producers while they sell insurance

The McCarran-Ferguson Act of 1945 determined that who cannot regulate insurance in areas over which states have the authority to do so

This is a group-owned insurer whose main activity is risk sharing.

An insurer organized under the laws of this state, whether or not it is admitted to do business in this state.

These people are responsible for advertising and selling

This insurer steps in when an insurance company is unwilling or unable to cover exposures deemed too hazardous or broad in scope for the private sector

This association consists of all State and territorial insurance commissioners or regulators, providing resources, research, legislative and regulatory recommendations for insurance regulators

This is a non-profit social organization that provides life and health insurance to their members.

An insurer not organized under the laws of this state, but in one of the other states or jurisdictions within the United States, whether or not it is admitted to do business in the state or jurisdiction.

These people oversee the operation of the business

This is an insurance company/corporation that is owned by shareholders who receive a profit

This office was established by the Dodd-Frank Wall Street Reform and Consumer Protection Act

These are group owned insurers that provide insurance to risks with similar exposure and liability needs, like theme parks or go kart tracks.

An Admitted insurer is authorized by this State’s Commissioner of Insurance to do business in this State. It has received a Certificate of Authority to do business in this State.

These people assist the policyholder in the event of a loss