| Checking accounts | Savings type accounts | Fees | Loans | Mobile and Online banking |
|---|---|---|---|---|
|
What is amount of the required opening deposit?
$50
|
What is our Simply Savings
A beginner's account that requires a $50 minimum balance to avoid a fee
|
What is the fee for a cashier's check
$5.00 per check
|
What is a credit score
Equifax
|
What is our website to sign up for online banking
www.simply.bank/enroll
|
|
What is direct deposit?
Automatic and recurring deposit
|
What is the number of withdrawals or transfer allowed on our savings account
6 per month
|
What is the domestic outgoing wire transfer fee
$25
|
What is collateral
An asset that is used to secure a loan
|
What is online billpay
The ability to send a check or electronic payee through mobile and online banking
|
|
What is standard overdraft coverage?
When we may pay checks and ACH drafts on your account that result in an overdraft
|
What is a money market account
A savings account that allows you to write checks
|
What is the overdraft or returned check charge
$30
|
What is our minimum loan amount
$1000
|
What is the daily limit for mobile deposits
$2000
|
|
What is ATS or Automatic Transfer Service
A transfer from one account to another to cover incoming items and overdraws the account
|
What is a CD or time deposit
A savings type account that is for a fixed term and rate of interest
|
What is the automatic transfer service fee to cover an overdraft
$5 per day
|
What is a HELOC or Home Equity line of credit
A revolving line of credit that is secured by a mortgage on your primary residence
|
What is the SB Card app
The app that allows you to set and manage card controls
|
|
What is the signature card
The legal document between the bank and customer
|
What is 180 days of interest
The early withdrawal penalty on a 12 month CD
|
What is the annual fee for a 3x10 safe deposit box
$40 per year
|
What is our loan servicing group
A department in the bank that can help to answer questions on existing loans
|
What is the easiest way to review your transactions and balance
Our mobile app
|
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