SHORT TERM DISABILITY:
This policy will provide income for up 3 years.

LONG TERM DISABILITY:
This policy has a monthly benefit of up to $20,000 and guaranteed renewable to age 67.

HEALTH SAVINGS ACCOUNT:
A tax-exempt trust on a custodial account in which the customer can save money for future qualified medical expenses

HOSPITAL INCOME:
Pays a flat dollar amount for each day of hospital confinement for which a charge for room and board is made, for a covered person up to a maximum of 365 days for any one confinement.

INDIVIDUAL CREDIT DISABILITY INSURANCE:
A disability product that helps pay for a specific monthly financial obligation like a car payment or installment loan.